Motivated Seller! Rare, coastal styled 3 bedroom, 2 bath home in desired Martin Downs community and right on the golf course. Spacious living room with extra under air sun room. Great as an office, craft room or playroom. This 1605 Square foot villa does not lack closet space or natural light. GE appliances throughout less than 3 years old, Stainless steel kitchen with BRAND NEW range and hood. 3 YEAR Cinch home warranty provided by the Seller. HOA Provides high speed cable, two cable boxes, pest control, roof maintenance. Buyer only needs "H06" condo policy (interior)! In the West Villages, you have Martin Downs Golf Club. MDGC is a pay to play course, with restaurant. Banyan Creek Golf Club is a private, championship golf club, also with restaurant. Golf and social memberships are available at Banyan Creek. And, another membership opportunity is at the Village Club and Preserve. With the VCP membership, you have club house, two pools, spa, tennis, pickle ball and dog park.
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Our Executive Mortgage Banker:
Our Insurance Division:
$324,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $259,920 | $259,920 | $259,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $155 | $155 | $155 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,751 | $1,728 | $2,192 |
Total Monthly Payment | $1,981 | $1,958 | $2,422 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.