One or more photo(s) has been virtually staged. Under Construction. One or more photo(s) have been virtually staged. Spire Homes is building this lovely 4 bedroom, 2. 5 bath and 3 car garage, Avery Plan which is scheduled for December completion. This gorgeous home offers 2, 146 SF of architecturally designed and well-planned living space. Overall, you will enjoy having four bedrooms, 2. 5 bathrooms, and a three-car garage on a One-Acre homesite in the fabulous and sought-after community of Pine Ridge. And all of this includes a one acre homesite for an unbelievable price of only $440, 000. As you enter the home, it opens into a large great room and beautiful kitchen, including a wonderful island to share family meals or gather with friends and family. The kitchen showcases soft, close cabinetry and quartz countertops with subway backsplash. The interior design features include high ceilings, 8-foot doors throughout, 5. 25" oversized baseboards, beautiful LVP plank flooring in the main area's and dual pane Low E energy-efficient windows. The bedrooms allow for lots of privacy as o
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William Raveis Real Estate
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $352,000 | $352,000 | $352,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $48 | $48 | $48 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,371 | $2,340 | $2,968 |
Total Monthly Payment | $2,494 | $2,463 | $3,091 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.