One or more photo(s) has been virtually staged. Under Construction. Some photos are virtually staged. Ask about our Ring in the New Year promotion in place from 1-4-25 through 2-9-25 on this home! Spire Homes is building the Avery Plan and this gorgeous home offers 2, 146 SF of architecturally designed and well planned living space. Overall you will enjoy having four bedrooms, 2. 5 bathrooms and a three car garage on a One Acre homesite in the fabulous and sought after community of Pine Ridge. And all of this for an unbelievable price of only $440, 000. As you enter the home it opens into a large great room and beautiful kitchen including a wonderful island to share family meals or gather with friends and family. The kitchen showcases soft-close cabinetry drawers, quartz and quartz countertops. The interior design features include high ceilings, 8 foot doors throughout, 5. 25" oversized baseboards and beautiful LVP plank flooring with a lifetime warranty in the main area's and dual pane Low E energy efficient windows. The bedrooms allow for lots of privacy as one guest room is totally separate for the two other guest bedrooms. The master suite is on the opposite side of the home for even more privacy. Total peace and tranquility abounds in this home. The large covered lanai will allow for a lovely place to enjoy and relax. Pine Ridge offers extremely low HOA fees of only $12. 00 monthly and this includes a community center, tennis , pickleball courts and activities. It is also is the home of the largest equestrian center within Citrus County. The location is near the Suncoast Parkway for ease of commuting to Tampa or Tampa International Airport and offers close proximity to all new restaurants, shopping and medical centers. Don't miss this prime opportunity to own a spacious new home on one acre with a three car garage with full builder warranty at a great price. Projected completion date of February 2025.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$440,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $352,000 | $352,000 | $352,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.191% | 7.159% | 6.392% |
Monthly Tax Payment | $48 | $48 | $48 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,312 | $2,340 | $2,994 |
Total Monthly Payment | $2,435 | $2,463 | $3,117 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.