TRANSFERABLE AMERICAN HOMESHIELD HOME WARRANTY INCLUDED - INCREDIBLE chance to own 0. 46-acre FRESHWATER FRONT HOME nestled along VERMONT CANAL in serene SWFL PARADISE! This property boasts 3, 512 sq ft of total built area, featuring 160 ft of prime waterfront enveloped by the lush embrace of dozens of MATURE FRUITS TREES, creating a VERITABLE PARADISE! ALL ASSESSMENTS are FULLY PAID, offering convenience of CITY WATER & CENTRAL SEWER across FOUR generously sized LOTS! Bask the beauty of nature w/ NORTHERN BACKYARD EXPOSURE, perfect for relishing BREATHTAKING SUNRISES & MESMERIZING SUNSETS. Built in 2005 by DAVID WEEKLEY HOMES, FOXTON MODEL residence exudes energy efficiency & charm. Step inside to discover 2, 460 sq ft of living space adorned w/ 10 & 12 ft CEILINGS, accentuated by TILE FLOORING throughout. COMPLETELY REMODELED GOURMET KITCHEN, level 3 GRANITE COUNTERTOPS, FULL level 3 GRANITE BACKSPLASH, island, pantry & SS appliances. Whether hosting formal dinners or casual gatherings, the kitchen seamlessly transitions into cozy breakfast nook or convenient kitchen bar seating area. Entertain guests effortlessly in SPACIOUS LIVING ROOM & adjacent FLORIDA SUNROOM, offering panoramic views. Retreat to MASTER SUITE, featuring SIZABLE BEDROOM w/ SITTING AREA OVERLOOKING the WATERFRONT, complemented by LUXURIOUS MASTER BATHROOM w/ STANDALONE TUB, DUAL VANITIES, WALKTRHOUGH shower & SPACIOUS CLOSET. TWO GUEST BEDROOMS, situated in separate wing along w/ GUEST BATHROOM, ensure PRIVACY & COMFORT for visitors. ADDITIONAL HIGHLIGHTS include screened front porch, garage accommodating two cars w/ extra storage space, workshop area & utility sink! Experience WATERFRONT LIVING at ITS FINEST w/ amenities such as POLYWOOD DOCK w/ TIKI HUT (2017), KAYAK LAUNCH, FLOATING BOAT DOCK (2018), SEAWALL (in 2 out 4 lots) & CANTILEVER CONCRETE DOCK. The property also features an ARRAY of RECENT UPGRADES including a NEW ROOF (2023), A/C Rheem 5-ton 16-seer (2017), HOT WATER HEATER (2023), ACCORDION SHUTTERS (2023) in the screened lanai, and ROLL DOWN SHUTTERS (2023) in the Florida Sunroom and master bedroom ENSURING BOTH COMFORT and PEACE OF MIND. Adjacent to the main residence, the vacant lot aptly named "GREEN ACRE FOOD FOREST" boasts an impressive array of MATURE FRUIT TREES, offering a delightful fusion of BEAUTY and FUNCTIONALITY - Mango, Avocado, Sugar Apple, Sapodilla, Jackfruit, Black Sapote, Longan Dragons Eye, Jaboticaba, Bananas, Olive trees, Moringa, Jamaican & Barbados Cherry Loquat, Fig tree, Red Button Ginger, Chaya Tree Spinach, Okinawa Spinach & Katuk (Sweetleaf). Situated in residential neighborhood close to essential amenities, this location provides easy access to RECREATIONAL ACTIVITIES & NEIGHBORING CITIES. HIGH ELEVATION & NO FLOOD INSURANCE REQUIRED; this is a RARE OPPORTUNITY to embrace the SWFL LIFESTYLE to the fullest. Don't miss out on the chance to make this exceptional property YOUR OWN & CREATE LASTING MEMORIES w/ FAMILY & FRIENDS!!!
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$599,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $479,200 | $479,200 | $479,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.490% | 5.490% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.490% | 6.654% | 5.752% |
Monthly Tax Payment | $274 | $274 | $274 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,029 | $3,026 | $3,913 |
Total Monthly Payment | $3,395 | $3,392 | $4,279 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.