Discover this stunning year-round waterfront home on Little Akers Pond, boasting an impressive 300 feet of pristine water frontage, 0. 90 acre lot and featuring one of the North Country's best-kept secrets: a picturesque trout pond. With southern exposure, you'll bask in sunlight all day long, perfect for outdoor enjoyment. Host gatherings on the expansive wrap-around deck, soak up the sun, take a refreshing swim, or watch the sky transform during breathtaking sunsets. Whether you're unwinding with a captivating book, playing yard games with family and friends, or diving into the multitude of activities this vibrant region offers, there's something for everyone. This property also provides access to snowmobile trails, making it an adventurer’s paradise! Inside, you'll find an inviting open-concept living space that seamlessly connects the living room, kitchen, and dining area. The home includes three bedrooms and one 3/4 bath and a half bath, along with a full walk-out basement for extra convenience. With year-round access, your North Country adventures await at this delightful retreat or year round home! Experience the pride of ownership that shines through in every detail—your unforgettable memories begin here! The property will be sold completely furnished, so you can just move in! Propane Furnace with on-demand hot water system. Dock included and more!!!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $316,000 | $316,000 | $316,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
Monthly Tax Payment | $264 | $264 | $264 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,102 | $2,076 | $2,665 |
Total Monthly Payment | $2,441 | $2,415 | $3,004 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.