GULF ACCESS-PARADISE DREAM PRICED RIGHT- $400k’s! BIG BOAT AREA, deep water canal for your sailboat or powerboat. Entertaining outdoors includes a wrap-around deck for grilling & relaxing, lower level covered patio with ornate woodwork all leading to the water. 'Move in condition'. Owners retreat offers a walk-in closet, ensuite bath & balcony to feel the sunshine breeze. Fenced yard with spacious driveway & lush tropical foliage. Oversized garage can fit up to 3 cars, plus room for your BIG toys. This elevated canal home offers an open floor plan with natural sunlight through the back wall of sliding glass doors. Applianced kitchen with plenty of storage & a breakfast bar that opens to the dining area. Newer Trane HVAC, metal roof 2019, updated flooring & paint. Endless outdoor activities – kayak, paddle boarding, fishing & more. No HOA fees or rental restrictions. This is your ideal spot in paradise or vacation retreat. A boat ramp nearby to launch your boat or jet skis. Move in at closing! Paradise is waiting for you come and enjoy the Florida Sun and Fun! Open house Oct 13th Sun 1-3.
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Our Executive Mortgage Banker:
Our Insurance Division:
$459,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $367,200 | $367,200 | $367,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.055% | 6.256% |
Monthly Tax Payment | $313 | $313 | $313 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,443 | $2,412 | $3,097 |
Total Monthly Payment | $2,831 | $2,800 | $3,485 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.