Almost oceanfront in desirable Atlantic Beach, this condominium is just steps from the sandy beach or you just relax and enjoy the sparkling pool. This unique unit is on the preferred South Side where there is even a small ocean view from the third floor. Enjoy 2 spacious bedrooms + a third room that can be an office or spare sleeping room and there is also a private separate entrance. This rare unit has its own washer-dryer and 2 bathrooms. Your private terrace overlooks the pool area with palm trees. A decorative fireplace highlights the cozy seating area. An eat-in kitchen allows you to sit and talk with family and friends while enjoying a new kitchen with SS appliances. There is a separate pantry and small storage area for your things. You have dedicated parking, pool access, water, sewer and garbage all included in the price. Take a balmy evening stroll to nearby Atlantic Beach Town Center for relaxed shopping and dining or to the nearby Adele Grage Cultural Center for theater, arts, yoga, and more. Just 2 miles north you can enjoy the Hanna Park Nature Preserve with fishing, boating, and trails. This is beach life at its best.
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Our Executive Mortgage Banker:
Our Insurance Division:
$400,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $320,000 | $320,000 | $320,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $396 | $396 | $396 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,129 | $2,127 | $2,699 |
Total Monthly Payment | $2,600 | $2,598 | $3,170 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.