This custom-built, one owner contemporary colonial home sits gracefully on a flat, meticulously landscaped parcel, blending timeless design with modern conveniences. The exterior showcases classic architectural details, complemented by lush greenery, open outdoor spaces & set on a cul-de-sac. Step inside to an expansive open-concept layout that seamlessly connects the living room, dining room, and kitchen. A cozy natural gas fireplace serves as the focal point of the living room, adding warmth to the space. High ceilings and large windows allow for plenty of natural light throughout. The first floor features a primary bedroom suite, providing ultimate convenience & one level living. A spacious en-suite bathroom and ample closet space make this retreat both stylish and functional. The first-floor laundry room adds to the home's practicality, making everyday tasks simple and accessible. Aloft, you'll find two generously sized bedrooms that share a full bathroom. The second floor also boasts a huge loft or office area, offering a flexible space that can serve as a home office, study, or additional living space to suit your needs. One of the home's standout features is the large screened-in back porch, where you can enjoy serene outdoor moments & abundant wildlife. The adjacent deck extends your living space outdoors, perfect for summer barbecues. Ideally located just a short distance from town, providing easy access to beaches, transportation, shopping and dining.
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | 13.0 x 12.0 | Upper | |
Bedroom 2 | 13.0 x 11.0 | Upper | |
Dining Room | Ceiling Fan,Hardwood Floor | 12.0 x 12.0 | Main |
Kitchen | Breakfast Bar,Corian Counters,Half Bath,Pantry,Hardwood Floor | 19.0 x 14.0 | Main |
Living Room | Vaulted Ceiling,Ceiling Fan,Dining Area,Entertainment Center,Gas Log Fireplace,Hardwood Floor | 20.0 x 17.0 | Main |
Other | Vaulted Ceiling | 17.0 x 11.0 | Main |
Primary Bedroom | Full Bath,Walk-In Closet | 15.0 x 15.0 | Main |
Study | Book Shelves | 29.0 x 9.0 | Upper |
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $399,920 | $399,920 | $399,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $527 | $527 | $527 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,661 | $2,658 | $3,373 |
Total Monthly Payment | $3,263 | $3,260 | $3,975 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.