Introducing 30 Woodridge, a beautifully remodeled raised ranch situated at the end of a quiet cul-de-sac in a fantastic neighborhood! This prime location is just minutes from the beach and boasts a flat, level, private yard on a dead-end street, complete with a 2-car attached garage. As you step inside, you'll be welcomed by a spacious living room that seamlessly flows into the dining area and kitchen. The kitchen features stainless steel appliances, a farmhouse sink, granite countertops, ample cabinetry, and a large central island with a breakfast bar. A sliding door off the kitchen leads to a deck that overlooks the backyard. This home offers two guest bedrooms that share a full bathroom, as well as a primary suite with an attached bathroom, walk-in closet, and access to an enclosed porch (which requires some work and is being sold as-is) and a 3 season sun room, along with a deck. Downstairs, you'll find an impressive open finished space perfect for various living needs, along with a half bathroom and a separate laundry area. Additional features include central air, a newer roof (approx. 13 years old), new hot water heater (2021) and much more. Don't miss your chance to own this gem! ** multiple offers ** Seller would like to sell as is, inspections for informational purposes. no fha or va due to rear enclosed porch condition which needs work and is being sold as is. ** multiple offers **
Type | Level |
---|---|
Bedroom 1 | Main |
Bedroom 2 | Main |
Dining Room | Main |
Living Room | Main |
Primary Bedroom | Main |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $328,000 | $328,000 | $328,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $733 | $733 | $733 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,182 | $2,180 | $2,766 |
Total Monthly Payment | $2,990 | $2,988 | $3,574 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.