What a location! Walk-to-Town from this Colonial Home, that sits in the Historic Village, in one of the most sought after Streets. This home is designed for comfortable living and entertaining. Enter inside and be greeted by the gracious living room, that captures the Southern sunlight. Featuring a wood burning fireplace, that creates a warm focal point. Custom built-in cabinetry and ample room for a dining room table. Perfect for large gatherings and entertaining. The warmth of the hardwood floors flow seamlessly throughout the home. From the living room you will find the tranquil 3 season screened porch that overlooks the private backyard and well established perennial gardens, perfect for enjoying the changing New England seasons in comfort. The backyard is perfect for outdoor lovers. There is also a stone patio located from the kitchen. The oversized attached 2 car garage is conveniently located and leads to the sun splashed family room/office. Enter into the kitchen, updated with granite counters & ample cabinetry. The eat-in kitchen features a picture window that overlooks the beautiful backyard. Perfect for birdwatching! From the kitchen enter into the DR with 2 custom built hutches. There is a first floor laundry and powder room. Upstairs you will find 3 bedrooms along with 2 full baths. The primary bath has a soaking tub, tiled shower & 2 separate vanities. The basement has a new oil tank, hot water heater & newer Buderus boiler. Stroll to the Litchfield Green! This convenient location is within walking distance to the numerous shops & restaurants that Litchfield provides. Minutes to the Farmers Market, Oliver Wolcott Library, White Memorial Foundation, Topsmead State Forest, numerous hiking trails, horse back riding, Bantam Lake, Sandy Beach, boating, Mt. Tom State Park. Walk to Community Field, tennis courts, Mowhawk ski area is nearby. So much more to enjoy! Welcome to 150 Prosect Street Litchfield.
Type | Description | Level |
---|---|---|
Bedroom 1 | Hardwood Floor | Upper |
Bedroom 2 | Hardwood Floor | Upper |
Eat-In Kitchen | Granite Counters,Hardwood Floor | Main |
Family Room | Book Shelves,Hardwood Floor | Main |
Formal Dining Room | Built-Ins,Hardwood Floor | Main |
Full Bath | Tub w/Shower | Upper |
Living Room | Book Shelves,Fireplace,Hardwood Floor | Main |
Primary BR Suite | Bedroom Suite,Full Bath,Hardwood Floor,Tile Floor | Upper |
Sun Room | Slate Floor | Main |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $639,120 | $639,120 | $639,120 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.300% | 6.802% | 5.990% |
Monthly Tax Payment | $830 | $830 | $830 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,145 | $4,092 | $5,307 |
Total Monthly Payment | $5,067 | $5,014 | $6,229 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.