Impeccably maintained one story beach home in Ocean Marsh area on Harbor Island. Pristine condition inside and out with an outstanding back yard oasis. Inside find four bedrooms, two full baths and a very open floor plan. Two bedrooms and bath on one side and master suite and bedroom being used as an office on other side. Master suite has separate shower and garden tub. Large family room with vaulted ceiling as you enter the home from front screen porch. Home feels much bigger than 1600 square feet due to front and back screen porches. Great sized kitchen with gorgeous Vetrostone with oyster shell counter tops. Same counter tops in bathrooms ! Beautiful hardwood floors in great room and kitchen with carpet in bedrooms and ceramic tile in bathrooms.
Back screen porch off kitchen. Private patio with sunshade umbrella and large fire pit set in your own private garden at the beach. Accent lights at night with fire pit going turn it into your back yard oasis. Step outside the wrought iron look perimeter fence (but really aluminum) to check on your multiple fruit trees to see which ones have fruit ready to pick !
Then step into your screen porch with your custom spa and you'll really be at your own "Margaritaville " !
Two car garage has huge workshop/storage area, built in fish cleaning station or maybe Margarita making station, outdoor shower, even a large screen TV ! Garage doors are of course on electric openers and both bays will hold two cars deep or even a car with a boat !
House is surrounded on two sides by the woods, extensive landscaping with accent lighting throughout, architectural shingles with clog proof gutters. Even has attic fan with attic floored for extra storage. Has aluminum hurricane panels but the stunning solid mahogany Bahama shutters can be let down to protect the windows.
This immaculate 4 bedroom beach house is ready to go, just need you and the keys ! It is sold furnished with exceptions. Artwork is negotiable.
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Our Executive Mortgage Banker:
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$750,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $600,000 | $600,000 | $600,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $523 | $523 | $523 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,992 | $3,988 | $5,060 |
Total Monthly Payment | $4,607 | $4,603 | $5,675 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.