Conveniently located on the northern edge of downtown, a five minute drive to Beach Dr, and 20 minutes to the beaches, tenants can enjoy access to all of the highlights of St Pete. This charming 1926 home is nestled in St. Petersburg's historic Uptown District, just east of the initial on-ramp to I375 and on the edge of downtown. It welcomes you with a spacious screened front porch, it exudes character and is highlighted by its richly stained hardwood floors. Sunlight streams through numerous windows on both floors, illuminating the inviting interior. The ground floor features a sizable living room (with built in cabinets framing the fireplace), an airy dining room with an open wall to the living room, and a fully equipped kitchen, all boasting striking wood finishes. Tucked away behind the kitchen lies a laundry area and a small bathroom. Step outside through the exterior door to discover a tranquil, fenced courtyard, perfect for moments of rest. Upstairs, three bedrooms, a half bath, and a full bath await. For a breath of fresh air, two of the bedrooms on the western side provide access to a balcony, ideal for peaceful breaks amid St Pete’s unparalleled sunshine. There is a driveway that can accommodate 2 small cars and convenient street parking that lines 5th Ave N and 6th St N. This space is also ideal for a live/work arrangement. Additionally, and if used for live/work, the property is permitted for a monument sign, enhancing its visibility and appeal.
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Our Executive Mortgage Banker:
Our Insurance Division:
$4,200
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $3,360 | $3,360 | $3,360 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.300% | 6.802% | 5.990% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $22 | $22 | $28 |
Total Monthly Payment | $97 | $97 | $103 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.