Picture yourself waking up to the sunrise and ending each day with warm colors of the sunset, all framed by the crystal-clear waters of Lake Champlain! Here, the rhythm of the lake sets the pace, offering a rare sense of peace and privacy, making every moment spent at this cottage feel special. This well-maintained, three-bedroom seasonal cottage offers 72 feet of direct, pristine Lake Champlain frontage with a rare sandy beach. This property captures the essence of lakefront living, where you can enjoy clean water, gorgeous sunrises, and peaceful sunsets at your own little retreat. This cottage provides the perfect escape from city life and is located just an hour from Montreal, and Burlington and Plattsburgh International airports. There is a state permit to convert the cottage for year-round use, offering possibilities for future enjoyment. Unwind and embrace the charm of Isle La Motte, with all the natural beauty Lake Champlain has to offer. This isn’t just a cottage—it’s a place where memories are made, a retreat where you can truly relax, recharge, and enjoy the simple pleasures of life. Don’t miss your chance to own a piece of this lakeside sweetness!
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Our Executive Mortgage Banker:
Our Insurance Division:
$399,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $319,920 | $319,920 | $319,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.490% | 5.490% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.490% | 6.654% | 5.752% |
Monthly Tax Payment | $448 | $448 | $448 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,022 | $2,020 | $2,612 |
Total Monthly Payment | $2,545 | $2,543 | $3,135 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.