Rare opportunity to own a completely custom ranch in desirable Macera Farms that is only 5 years young, hardly lived in and situated on a cul-de-sac in a private area. It starts with beautiful granite stairs that lead to a generous Trex landing with an exterior that is completely maintenance free! This home is set back on the lot sitting on a very spacious front yard. Enter the front door to a gorgeous living space with 13-foot ceilings, natural lighting and a granite gas fireplace backed with beautiful, dark reclaimed wood in an open kitchen floorplan. The kitchen is complete with chef style stove and refrigerator, under counter hidden microwave, a Bosch dishwasher and a beautiful island in the center topped with textured leather granite. Crown molding completes the finished look. Walk out to a large Trex landing from either the eat in kitchen or living area to enjoy the beautiful natural setting of the back yard. All rooms are generous in size with recessed lighting throughout the home. The primary is very large with an attached sitting nook and a beautiful custom bathroom designed in all natural tones. All windows in the home are noise reduction windows. The yard is adorned with sensor lights and a sprinkler system for easy maintenance and underground French drains. When we say custom in this house, we mean it! Call today for your showing. Please no walking on the property without seller's agent.
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $635,920 | $635,920 | $635,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $586 | $586 | $586 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,231 | $4,227 | $5,453 |
Total Monthly Payment | $4,909 | $4,905 | $6,131 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.