WELCOME TO YOUR STUNNNG MODEL-LIKE HOME IN THE HIGHLY DESIRABLE WATERFRONT COMMUNITY OF MIRABAY! You won’t need to look any further once you tour this 3 Bedroom, 3 Bathroom Home with Office/Den AND 2nd Story Loft/Bonus Room! As you come up the Brick Paved Front Walkway, you'll be able to see the Exterior has just been Freshly Painted (Sept 2024). From the moment you step inside you’ll appreciate that no detail was left out! The Wood Look Tile Plank Flooring on the first floor is not only pretty, but also easy to maintain! The Plantation Shutters throughout, and many rooms with Crown Molding really do give this home a luxurious feel! The Great Room Boasts Stylish Barn Wood Shiplap Accent Wall that adds a nice “Designer Touch” and Plenty of Windows to allow natural sunlight to flow through. The very Open Floorplan is truly ideal for Entertaining! Enjoy cooking in the Classically Styled Kitchen with plenty of Cabinets for storage, Walk-in Pantry, Sparkling Granite Counters, Stainless Steel Appliances (all included), Huge Island/Breakfast Bar, Built- In Oven, Microwave, Gas Stovetop w/ SS Hood, & a Gorgeous Decorative Glass Backsplash! Moving past the Great Room, Kitchen & Dining Area, you’ll find a Full Bathroom w/ Granite Countertop Sink/ Vanity and Shower/Tub Combo. You’ll also see a Spacious Office/Den w/ Glass French Doors (currently being used as a 4th Bedroom), A Huge Laundry Room that includes a Convenient Wash Tub, a Decorative Counter above the Washer & Dryer (also included) that’s very handy for folding clothes. Finally on the first floor you’ll find the Large Primary Bedroom w/ French Door entrance – what an awesome retreat! The Sliding Glass Doors off the Master Suite lead out to the rear Covered Screened Patio, a great place to relax! The en suite bathroom features Granite Counters, Dual Sinks w/Separate Vanity Space, Glass Stall Shower, Private Water Closet & Linen Closet. Heading up to the 2nd Floor, you’re greeted with a Roomy Loft/Bonus Area – could be used as a “Man Cave”, Family Room, Play Area, Craft Room or anything your heart desires! The 2nd & 3rd Bedrooms are also located upstairs and have a Full 3rd Bathroom w/Granite Counter Vanity and a Tub/Shower Combo. This Home is nestled in the “Maintenance Free” Neighborhood of Bay Breeze where Yard/Lawn Maintenance and Water are all Included! Sitting on your Front Porch you look out to a “Greenspace Courtyard”. Mirabay is a Resort Style Community with Fantastic Amenities including a “Beach Entry Pool” with Splash Pad, “Mushroom Waterfall”, Winding Pool Slide, A Lap Pool, Clubhouse Café, Fitness Center, Fitness Classes, Two Saunas, 5 Tennis Courts, 2 Basketball/Pickleball Courts, Kayak & Paddle Board Rentals (free to Residents), 3 Playground/Parks, Tiki Hut Area with Picnic Tables & Charcoal Grills, Lots of Activity Clubs, Community Social Events and Much More! Mirabay is conveniently located to many area beaches, restaurants, Shopping, Banking and I-75 for easy commute to Sarasota and Tampa! Must see this Fabulous Home in this Outstanding Community!
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William Raveis Mortgage, LLC
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $455,920 | $455,920 | $455,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.563% | 7.159% | 6.276% |
Monthly Tax Payment | $829 | $829 | $829 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,033 | $3,030 | $3,845 |
Total Monthly Payment | $3,954 | $3,951 | $4,766 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.