Welcome to your dream home in Daytona Beach! This stunning property boasts a spacious layout with volume ceilings, four bedrooms and two full bathrooms, perfect for a growing family or those who love to entertain. With a spacious two car garage, there is plenty of room for all your vehicles and storage needs. This concrete block and stucco home built in 2006, located in the desirable Subdivision of Bayberry Lakes, this home offers modern amenities such as central air, updated bathrooms, and stainless steel appliances. The fenced yard, along with washer/dryer less than a month old, add convenience and comfort to your daily life. Enjoy the peaceful surroundings as this property butts up to nature, providing a serene escape from the hustle and bustle of city life.
Private Remarks: . Close to colleges, hospitals, and shopping, this home offers both convenience and tranquility. With a home security system, fresh paint throughout, new carpet and vinyl wood floors installed 6 months ago. The master bathroom was completely remodeled less than a month ago, and updated kitchen cabinets less than 2 years ago, roof replaced in 2019, A/C replaced in 2019, water heater 2021. This property is move-in ready. Don't miss out on this gem - schedule a showing today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$459,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $367,200 | $367,200 | $367,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $165 | $165 | $165 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,474 | $2,441 | $3,097 |
Total Monthly Payment | $2,714 | $2,681 | $3,337 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.