1551 Derrick STREET, Holiday, FL, 34690 | $279,000

No Flood Zone! No Damage from either storm! High and Dry! Beautiful Holiday Home Situated in Desirable Crest Ridge Gardens! This is a Move in Ready Home and Features 3 Bedrooms, 3 Baths Block Home, with Over-sized Garage! Spacious Light and Bright with Lots of Natural Sunlight! Immaculate with Refinished Terrazzo Floors throughout! Newer Windows and Door! Spacious Eat in Kitchen with Lots of Cabinets! Beautiful Curb Appeal with a Spacious Front Porch to Relax! Over-sized Garage with Washer and Dryer and So Many Extras! Large Back Yard Partially Fenced with Shed. Dimensional Roof 2012! Clean and Ready to Move In! Conveniently Located! Minutes from Shopping, Schools, Restaurants and Beaches! Only 3 Miles to Tarpon Springs and the Famous Sponge Docks! High and Dry in a No Flood Zone X and No HOA or No CDD Fees! Quick Commute to Tampa and the Airports! Furniture is Negotiable! Schedule your Private Tour Today and Make this Home yours!

Features

  • Rooms: 3
  • Bedrooms: 3
  • Baths: 2 full / 1 half
  • Laundry: In Garage
  • Year Built: 1967
  • Garage: 1-car Bath In Garage, Oversized, Parking Pad
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,344
  • Acreage: 0.12
  • Est. Taxes: $2,480
  • Lot Desc: Cleared
  • Elem. School: Sunray Elementary-PO
  • Middle School: Paul R. Smith Middle-PO
  • High School: Anclote High-PO
  • Appliances: Dryer, Electric Water Heater, Microwave, Range, Range Hood, Refrigerator, Washer
  • MLS#: TB8310283
  • Days on Market: 11 days
  • Website: https://www.raveis.com
    /prop/TB8310283/1551derrickstreet_holiday_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 12/25/2024 1:32:27 PM)
Listing courtesy of COLDWELL BANKER REALTY   Phone: 727-781-3700

William Raveis Family of Services

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Customer Service

888.699.8876

Contact@raveis.com

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

1551 Derrick STREET, Holiday, FL, 34690

$279,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $223,200 $223,200 $223,200
Term 360 months 360 months 180 months
Initial Interest Rate** 7.375% 7.125% 6.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.474% 7.282% 6.412
Monthly Tax Payment $207 $207 $207
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,542 $1,504 $1,899
Total Monthly Payment $1,824 $1,786 $2,181

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.