163 E Liberty STREET, Hernando, FL, 34442 | $475,000

!!! HUGE PRICE REDUCTION !!! MOTIVATED SELLER !!!
New Roof (2023), New AC (2023), New Pool surface (2023), New Pool pump, filter & LED light (2024) in this 3/2/2 ready to move-in house. Located in a golf community, backing-up to the golf course, this house is surrounded by mature trees and very plush vegetation. Coming in through the front door, you'll be welcomed by the living room that is adjacent to the dining room. To the right of the living room is the master bedroom with an exit to the pool/lanai, 2 walk-in closets, walk-in shower, large double sink vanity, jetted bathtub, linen closet and separate toilet room.
To the left of the living room you'll find yourself in the kitchen that is connected to the family room yet separated by the high-bar counter. To the left of the spacious family room is a hallway that leads to 2 additional bedrooms and another full bathroom. Large kitchen includes all appliances: fridge, stove, microwave / vent hood and dish washer. Also it futures a center isle and coffee / drink nook that's located right next to a pantry. Using one of the 3 sliding doors, you will fined your way to a very spacious, screened-in lanai that wraps around large, freshly resurfaced 15'x30' swimming pool that overlooks beautiful back yard that leads in to the golf course. At the back end of the kitchen area is located passage to garage, where laundry room is conveniently tucked in. It includes washer and drier, garden tub sink and linen closet. 2 car garage offers plenty of room for your vehicles or ''toys''
!!! NEW ROOF, !!!NEW AC, !!!NEWLY RESURFACED POOL, !!!NEW POOL PUMP, FILTER & LED LIGHT !!! ALL APPLIANCES INCLUDED!!! MOVE-IN CONDITION!!! SHOULD I SAY MORE ??? Don't miss this one.

Features

  • Rooms: 10
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Laundry Room
  • Style: Ranch
  • Year Built: 2003
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,213
  • Acreage: 0.5
  • Est. Taxes: $4,972
  • HOA Fee: $11 Monthly
  • View: Golf Course
  • Elem. School: Hernando Elementary
  • Middle School: Lecanto Middle School
  • High School: Lecanto High School
  • Pool: In Ground
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Refrigerator, Washer
  • MLS#: TB8310286
  • Days on Market: 45 days
  • Website: https://www.raveis.com
    /prop/TB8310286/163elibertystreet_hernando_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 12/23/2024 4:56:09 AM)
Listing courtesy of PEOPLE'S TRUST REALTY   Phone: 727-946-0904

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

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Our Insurance Division:

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163 E Liberty STREET, Hernando, FL, 34442

$475,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $380,000 $380,000 $380,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.125% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.456% 7.171% 6.276%
Monthly Tax Payment $414 $414 $414
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,560 $2,526 $3,205
Total Monthly Payment $3,049 $3,015 $3,694

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.