Buyers Agents Welcome! MLS Listing # TB8310382 Welcome to Harbour Oaks! We are an exclusive gated, Deed Restricted, family community in Charlotte County, Florida. We are nestled between the city of Punta Gorda and Port Charlotte. The amenities include sidewalks, oak trees that provide a canopy over the streets, a playground, a full sized basketball court, along with tennis and pickle ball courts. Adjacent to the community is a county maintained hiking preserve. Many people refer to Harbour Oaks as “Charlotte County’s Best Kept Secret. This former model home has been well cared for and improved over the years. Here are some of the highlights of this beautiful home. **Totally remodeled Master Bedroom and Master Bath, including a large glass walk-in shower featuring double shower heads, a walk-in linen closet and “His and Hers” sinks. The spacious Master Bedroom features a soaring cathedral ceiling and sliders that lead to the lanai and pool. This room has two separate walk-in closets, and is tastefully completed with new custom tile and custom window coverings! **The Formal Living Room/Dining Room is drenched in natural light and is a warm welcome to your future home as you enter. These rooms feature high cathedral ceilings, custom tile, and double sliders. **The kitchen features gorgeous granite counter tops, with a large custom island containing the dishwasher, large counter space and the double stainless sink. The wood cabinets are beautiful and plentiful! The kitchen includes a bay window eating area to enjoy your non-formal meals, **The family room is part of the open floor plan with high ceilings, custom window coverings and triple sliders that lead directly to the lanai and pool! **Bedrooms #2 & #3 are tastefully decorated, both with custom closets, and large windows for the morning sunshine! **Family/Guest Bathroom. This bathroom has undergone a recent remodeling and now features a custom tiled bathtub/shower combo. New granite countertops and updated cabinets bring a fresh look to a bathroom your family or guests will admire! **The Pool Area and Lanai. Without a doubt this is a big addition to the comfort and appeal of this beautiful home. The 13, 000 gallon pool is the centerpiece of the extended living space, but don’t look past the oversized (34’x22’) pool deck that allows plenty of space to host parties or family events. You will most likely find yourself sitting (or lying) comfortably on the outdoor pergola. ***The lanai features a covered, custom Tiki-Bar. Picture yourself having your favorite drink at your very own Tiki-Bar relaxing by the pool! Make mine a margarita! **Garage features room for 2 cars and a lighted DIY area **Yard is tastefully manicured with a lemon, tangelo and mango tree. The large lot next door will never be built on!
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Phone: 888.699.8876
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $500,000 | $500,000 | $500,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $234 | $234 | $234 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,327 | $3,323 | $4,217 |
Total Monthly Payment | $3,653 | $3,649 | $4,543 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.