Truly a unique property. A great opportunity for those seeking a comfortable 5 bedroom 3 bathroom home with an attached separate 2 bed, 1. 5 bath unit for family members or as a source of rental income. The stand alone four bay garage accommodates 3 fullsize cars/vans. The 4th bay is available for recreational vehicle storage, workshop space or space for summer & winter yard equipment. The original home was built in 1925. First floor: large eat in kitchen, formal living & dining rooms & sunroom and a full bath with walk-in seated shower. Second Floor: 2 generous sized bedrooms& a smaller bedroom with private deck and combination full bath and laundry room. The bath side is outfitted with a new granite topped vanity plenty of drawers & shelves for storage. On the laundry side there are 2 sections of drawer base topped with folding area & hanging bar, broom closet & laundry sink. Third flr ensuite bath, large bedroom(21x17) & 2nd bedroom used as office. The attached two story, two bedroom apartment was built for Grandma in 1987. At Grandma's request the first floor has a convenient 1/2 bath & walk in pantry closet adjacent to the kitchen area. The second floor holds two bedrooms, full bath with washer/dryer closet adjacent to the bathroom. Recent updates include: newer kitchen cabinets w/granite counters, kitchen sink/faucet, baths were outfitted with new vanities, sink faucet and new flooring. Bamboo floors were installed throughout the unit in 2014 Over the last 38 years the current owners have continued to improve the property with a number of repairs and updates including the installation of Hardie Board siding & additional wall insulation (2018). Hot water tanks were replaced in 2012 (apt) and 2013 (main house). The apartment boiler is approximately 10 years old. The most recent roof was installed in 2013. Harvey windows replaced the original house windows in 2001. Masonry front porch renovated from foundation up including columns (2018). Garage built in 2007. New Walkway to driveway for apartment and main house. New exterior stairs for main house driveway entrance.
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $360,000 | $360,000 | $360,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $632 | $632 | $632 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,395 | $2,393 | $3,087 |
Total Monthly Payment | $3,102 | $3,100 | $3,794 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.