NEW PRICE REDUCTION NO FLOOD INSURANCE REQUIRED. Come and claim this rare opportunity to own a charming, block contemporary home in the much sought after West Wedgewood Park Addition, one of the most desirable neighborhoods in St. Petersburg. Many updates to this move-in ready home. Drive up on the circular driveway which can accommodate 2-3 cars. The parking pad offers more parking space for family and friends events. Step into this lovely home, see the natural light streaming from the large picture window highlighting the home's fresh paint throughout the home. The spacious floor plan with its bright paint boasts the depth of the livingroom and other rooms. The breeze kitchen highlights its numerous tall wood cabinets and shelving where you will enjoy preparing those tasty meals through the use of all your latest appliances at hand. From the kitchen, you walk down the hallway to the up-dated bath on the left or to the two bedrooms in the back with fresh paint and NEW DOORS AND door knobs. This home hosts a split-bedroom plan for your privacy off from the Family Room where you have the pleasure of enjoying an oasis of comfort in your private bathroom with it's latest updates and trends. Now enter the Family Room from your bedroom to just unwind onyour Lanai which has been RE-SCREENED with your comfort in mind for many evenings of relaxation.
A NEW FENCE has been installed in the backyard and around the side of the home. The garage has been re-painted as well as the sides and front of the home. There is plenty of space for storage/wood work and comes with a genie. The NEW WASHING MACHINE is housed here as well as the dryer and ample shelving. There are hurricane shutters also for inclement weather. A sturdy tool shed is also on the property where you can house your gardening tools. There is a SMART Thermostat and Lighting and the A/C was serviced 10/2/24, a NEW BREAKER BOX is being installed. A NEW RISER installed 12/27/24 ensuring that electrical/mechanical pass through the roof. Nearby are schools, parks for exercise, beaches and minutes away is downtown St. Petersburg's bright and many restaurants and sights to visit with friends or gather on holidays. Enjoy the many planned events, theaters, museums, The Pier just minutes away. Come today and make this gem yours while it lasts!!!
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William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $360,799 | $360,799 | $360,799 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.171% | 6.538% |
Monthly Tax Payment | $94 | $94 | $94 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,400 | $2,398 | $3,094 |
Total Monthly Payment | $2,569 | $2,567 | $3,263 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.