Experience the epitome of waterfront living in the heart of Clearwater’s desirable Marla Groves Estates! This unique 4-bedroom, 3-bathroom home sits on over half an acre on Harbor Lake, a 27-acre privately owned, spring-fed lake, stocked with Tilapia, perfect for boating, waterskiing, fishing, and kayaking. With no HOA, the property offers endless possibilities, including the ability to build a dock or gazebo up to 70 feet into the lake.
The fenced yard boasts a picturesque bridge that leads to an island, ideal for family gatherings, weddings, or private events. The expansive parking pad is perfect for storing a boat, jet skis, Motorcycles or even an RV. Inside, you'll find stunning hardwood floors, vaulted ceiling bedroom, and two wood-burning stone fireplaces, one in the family room and another in the second-floor bedroom. The spacious master suite (14x21) and second bedroom (14x17) open onto a large screened wood deck with breathtaking views of the lake and pool.
Upgraded amenities include a 2023 stainless refrigerator and microwave, 2021 dishwasher, a 2014 roof, and a 2012 water heater. The home also features a gorgeous electric heated pool with equipment that’s only 5 years old and fresh white interior paint completed in 2024.
This is a rare opportunity to own a one-of-a-kind lakefront property in Clearwater, the first home to be listed on Harbor Lake since 2021! Don’t miss your chance to make this exceptional retreat yours.
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Our Executive Mortgage Banker:
Our Insurance Division:
$725,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $580,000 | $580,000 | $580,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $495 | $495 | $495 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,859 | $3,855 | $4,973 |
Total Monthly Payment | $4,446 | $4,442 | $5,560 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.