Under contract-accepting backup offers. This 3/2/2 home is located in The Palisades at Palmer Ranch which is an intimate enclave of 43 homes. This is a maintenance-free gated community, styled in Mediterranean architecture with barrel tile roofs and paver driveways. The Palisades is situated at the furthest NW corner of the entry to Palmer Ranch, a superior setting. The kitchen boasts beautiful granite counters, breakfast bar, breakfast nook, and wood cabinetry. Natural gas is available. The spacious primary suite is complete with dual vanities, a relaxing soaking tub, and a separate shower. You will certainly appreciate the architectural arches, volume & tray ceilings, crown molding, and plantation shutters throughout this beautiful home. The exterior was freshly painted 3/2024. Walk just across the street to the beautiful lakefront community pool and pavilion that consists of an all covered kitchen, Barbecue Grill and gathering area. This home is close to everything that Sarasota has to offer including the highly ranked Siesta Key Beach, The Legacy trail, downtown Sarasota with its vast array of restaurants, theaters, opera house, golf courses, and shopping.
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Our Executive Mortgage Banker:
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$535,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $428,000 | $428,000 | $428,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.490% | 5.490% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.490% | 6.654% | 5.752% |
Monthly Tax Payment | $155 | $155 | $155 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,705 | $2,702 | $3,495 |
Total Monthly Payment | $2,952 | $2,949 | $3,742 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.