PRISTINE POST HELENE AND MILTON< Prepare to be captivated by this spacious 858 square foot, one bedroom, one bath end unit condo. Relish the convenience of easy condo living w/the feel of a home. Thoughtfully renovated May-July 2023, the condo is beautiful inside and out. Enjoy the fruit of these sellers' labor as all the work has been done! The open living/dining/kitchen area boasts soft-close cabinetry w/pantry, stylish gold fixtures, stunning quartz countertops, eat-in island w/waterfall edge, tile backsplash, ALL NEW HIGH END SAMSUNG STAINLESS STEEL APPLIANCES incl refrigerator w/ice maker and filtered water, electric stove w/convection oven, dishwasher, exhaust fan, sink disposal and wine fridge w/it's own fun cocktail station. Easy to maintain luxury vinyl plank flooring w/liner throughout and
tile in the bathroom. The bathroom has a roomy tiled shower w/built-in seat, soothing rainfall showerhead and beautiful double vanity. The bedroom will easily accommodate a king bed w/room to spare! The bonus room is currently used as an office but can easily be repurposed to a nursery, dressing room, walk-in storage space or more! Other 2023 updates incl NEW electrical panel, ceiling fans, water heater, and NEW HURRICANE RATED WINDOWS w/plantation shutters. HVAC updated in 2022 by previous owner. Located on the 2nd floor, adore sunrise views from your balcony to the St. Pete skyline and across Big Bayou Lake where various species of birds migrate, fish and turtles abound and the fountain colorfully shines all year. Walk across the street within the gated community and you'll be treated to dolphins, rays, waving boaters and gorgeous sunsets. Waterside at Coquina Key North is just south of downtown St. Pete, a prime location to enjoy easy access to all downtown has to offer without downtown prices including museums, nightlife, sporting events, concerts, restaurants and more! Close to 275 so everything you need is within reach. The 25 acres provides green space to walk your dog or stroll and meet your friendly neighbors. Amenities include: secure gated entry, clubhouse w/pool table and kitchen, newly renovated fitness center, tennis/pickleball court, resort-style pool, sauna, dog park, two kayak/paddleboard drop-in areas and on-site laundry. Available extras with fees/private rental include: kayak/bike storage, boat slips, garages, and carports. Northside residents also enjoy unrestricted use of all the amenities at our sister community, Waterside at Coquina Key South (only five minutes away), including basketball and volleyball courts, multiple clubhouses-one waterside with a yacht club pub, two pools, a hot tub, large fitness center, basketball court and shuffleboard. Both communities have vibrant social committees. And, Waterside North is pet friendly! Two pets allowed, no weight limit on dogs w/community breed restrictions in place. Condo fee includes high-speed internet, an expansive cable tv package, water, sewer, trash, escrow reserves fund, flood insurance, 24-hr virtual guard gate, all common area maintenance including exterior building maintenance (new roofs were done approx. 2020/21) and recreational amenities. Looking to invest? The complex allows three rentals less than 30 days w/no restrictions on rentals over 30 days. The complex has no anticipated assessments and well-funded reserves. Offering a 1% INTEREST RATE REDUCTION first 12 months at no cost to Buyer when using preferred lender. Furnishings may be available separately.
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William Raveis Real Estate
Phone: 888.699.8876
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $264,000 | $264,000 | $264,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.425% | 7.146% | 6.276% |
Monthly Tax Payment | $259 | $259 | $259 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,734 | $1,755 | $2,226 |
Total Monthly Payment | $2,068 | $2,089 | $2,560 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.