Discover this one-of-a-kind, charming rustic colonial home, originally built in 1860, nestled on a serene half-acre lot that offers a delightful country feel. This inviting property features 3 bedrooms and 2 bathrooms with seasonal views of the Hudson River, a large pet-friendly gated backyard with a greenhouse, a new roof, and new appliances. This home beautifully blends modern amenities with lovingly reclaimed original details. The first-floor includes a recently upgraded kitchen, a cozy dining room, a versatile bedroom that can serve as an office or exercise space, and a recently refurbished bathroom. The second floor welcomes you into a bright living room with oversized windows. You'll also find two additional bedrooms with ample closet space, along with a generously upgraded bathroom. Enjoy the lovely patio and the multi-tiered backyard, accessible from the second floor- perfect for gardening or soaking in the beauty of nature. Conveniently located just 30 minutes from NYC, this home offers an ideal retreat from busy urban life while keeping you close to the vibrant experiences that the Hudson Valley and nearby villages have to offer!
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Our Executive Mortgage Banker:
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$695,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $556,000 | $556,000 | $556,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.582% | 7.159% | 6.518% |
Monthly Tax Payment | $1,154 | $1,154 | $1,154 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,793 | $3,695 | $4,767 |
Total Monthly Payment | $5,039 | $4,941 | $6,013 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.