UNDER CONSTRUCTION ** and able to close this year! This 5 Bedroom 4. 5 Bath Emerson Floor Plan features Owner's Suite on Main Floor and open concept! When you walk in you are greated with a 2 story Foyer, Formal Dining room or could be used as an office that leads back to the Open Family Room and Gorgeous Gourmet Kitchen. Guest Suite with it's own private Bath located upstairs with an additional 3 bedrooms. Plenty of space in this popular floor plan that also features a balcony upstairs! Some other amazing features in this home, include: James Hardi Fiber Cement Siding. Laminate in foyer, extended foyer, kitchen, breakfast and family room. Kitchen comes with recessed lighting, 42” cabinets w/crown molding w/ hardware, Frigidaire Stainless Appliance Package with gas cooktop, garbage disposal & quartz counters with single bowl Farmhouse style sink. Master bath includes large tiles shower, dual sinks w/adult height vanity and quartz countertops. Other features include: 8’ front door with glass; ceiling fan prewires in family room, all bedrooms and loft; central wiring system with (2) cable+data media outlets; 9’ smooth ceilings on the 1st floor, and architectural shingles. ENERGY SAVINGFEATURES: TANKLESS gas water heater, Water Saver Elongated commodes in all bathrooms, High efficiency 14SEER HVAC, Gas Furnace, Low-E windows, and insulation to exceed code standard.
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William Raveis Mortgage, LLC
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Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $380,555 | $380,555 | $380,555 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $0 | $0 | $0 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,628 | $2,564 | $3,237 |
Total Monthly Payment | $2,703 | $2,639 | $3,312 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.