1208 Overdale Rd, Saint Augustine Beach, FL, 32080 | $525,000

Do you want what no one else has? Build your dream home with privacy and seclusion, yet still be located in the heart of St Augustine Beach on this property which is set back on an 800 foot driveway, with natural buffers and a beautiful lake that separates you from the rest of the community. Rare 1. 22 acre lot, at the very back of the highly coveted neighborhood of Seagrove. In a neighborhood where space is hard to come by, this unique property is a true one of a kind gem, spacious, wooded, waterfront nature viewing piece of paradise. Walk or bike to the beach at A Street, or Seagrove town center with a library, restaurants and post office. Historic downtown St Augustine is just a quick 10 minute drive away. Coffee shops, grocery stores, nail salons all within a few miles away. At the end of the day retreat down your private drive into your piece of the woods to your own island paradise. Enjoy the good life with amazing sunset views over the lake facing west.

Features

  • Zoning: Res
  • Lot Size: 1.22 Acres
  • HOA Fee: $960
  • Lot Desc: Treed
  • Water Front: Yes
  • Boat Access: No
  • Elem. School: R.B. Hunt Elementary
  • Middle School: Sebastian Middle
  • High School: St. Augustine High
  • MLS#: 244780
  • Days on Market: 51 days
  • Website: https://www.raveis.com
    /prop/244780/1208overdalerd_saintaugustinebeach_fl?source=qrflyer
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Listing courtesy of The Good Life Real Estate, LLC

William Raveis Family of Services

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Customer Service

888.699.8876

Contact@raveis.com

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

1208 Overdale Rd, Saint Augustine Beach, FL, 32080

$525,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $420,000 $420,000 $420,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.875% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.477% 7.055% 6.256%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,794 $2,759 $3,542
Total Monthly Payment $2,886 $2,851 $3,634

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.