NO HURRICANE OR FLOOD DAMAGE!!! Do you want to live in a solidly built concrete block in a golf community? Do you want your house to be waterfront but not in a flood zone? Set in a maintenance-free country club setting with top-notch amenities, this 2BR + Den/2BA home offers the best of all worlds. This move-in-ready residence is offered mostly furnished and features an open-concept design, great room, vaulted ceilings, custom woodwork, and spectacular lake views. Engineered hardwood floors flow throughout the main living spaces, adding to the home's low-maintenance appeal. The eat-in kitchen is ideal for those who love to cook, boasting solid wood, soft close cabinets with roll-outs and pot drawers, ample counter space, and custom marble backsplash. Stepping outside to the spacious screened waterfront lanai, you'll love the tranquil lake views and abundant birdlife, a wonderful extension of your living space that enhances your indoor/outdoor lifestyle. The split-bedroom layout ensures privacy for guests and owners alike with the waterfront Primary Suite boasting vaulted ceilings, access to the screened lanai and an ensuite bathroom with double bowl vanity, soaking tub, walk-in shower, and custom walk-in closet. The very private second Bedroom is nestled on the other side of the home with a conveniently placed, updated bathroom and interior laundry room plus separate den that could be a third sleeping space. For your convenience, this home has an attached 2 car garage with built-in cabinets and attic storage plus a 2018 A/C. Living in Peridia Isle, your monthly $292 Master Association fee gives you access to a full range of amenities including the Peridia Country Club with restaurant and lounge overlooking the golf course ($450 annual food/beverage minimum), heated pool, fire pits, pool-side tiki bar, lighted tennis/pickleball courts, and active social calendar. For golf enthusiasts, there’s an 18-hole course (Pay-As-You-Play/No Mandatory Golf Membership), practice net, putting green, and Pro Shop. To support these Community amenities, there's a one-time $4, 000 capital contribution fee. Your furry friends will love it here too. . . this community is pet friendly, allowing up to two domesticated pets (under 50 lbs each). When you want to explore beyond your personal oasis, this community offers nearby shopping, restaurants, the UTC Mall, medical facilities, proximity to I-75, and easy access to the cultural activities/airports of Tampa/St. Pete/Sarasota. For those who own recreational vehicles, RV storage is available nearby for an additional fee. With no CDD fees and yard care included for $152/month, this home offers exceptional value. Experience the perfect blend of sturdy construction, great water views, elegant design, and country club living at its finest—schedule a visit today!
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William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $328,000 | $328,000 | $328,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $161 | $161 | $161 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,182 | $2,180 | $2,812 |
Total Monthly Payment | $2,418 | $2,416 | $3,048 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.