MOTIVATED SELLER!! ASSUMABLE LOAN AT A VERY LOW RATE! Why wait to build when you can get this almost new home. This beautiful Hartford floor plan is a spacious 1, 936 square foot single-family home complete with 4 bedroom 2 bath located in the convenient neighborhood of Cypress Mill, walking distance to the resort style community pool. The open floor plan offers a spacious living room, open to the kitchen (with large island) and dining area. Enjoy the perfect kitchen with a center island that overlooks an spacious family room, perfect for entertaining family and friends. The owner's suite features an oversized bedroom connected to a spacious bathroom with his and her vanity and a roomy walk-in closet, The beautiful ceramic tile floors flow throughout the home with luxury vinyl flooring in the bedrooms. This stunning home includes a GE appliance package. Window blinds throughout and sprinkler system. It also includes solar panels and water softener that are fully paid as an upgraded bonus that will save you thousands. For your peace of mind, the home is equipped with Vivint home monitoring system. The other three bedrooms are conveniently located in the front of the home for additional privacy. Perfect location for shopping, restaurants and a short drive to the beach.
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Our Executive Mortgage Banker:
Our Insurance Division:
$370,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $296,000 | $296,000 | $296,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 7.250% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.295% | 7.421% | 6.644% |
Monthly Tax Payment | $543 | $543 | $543 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,994 | $2,019 | $2,558 |
Total Monthly Payment | $2,611 | $2,636 | $3,175 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.