NEED A HOUSE FOR A GROWING FAMILY? NEED A HOUSE FOR ENTERTAINING FAMILY AND FRIENDS? NEED A HOUSE FOR LIVING COMFORTABLY? YOU HAVE FOUND THE ONE!! A BEAUTIFUL TWO STORY HOME LOCATED IN A CORNER OF A NICE AND QUIET NEIGHBORHOOD. WHEN YOU FIRST WALK THROUGH THE FRONT ENTRANCE, YOU WILL BE GREETED BY A LARGE LIVING ROOM WHICH MAKES YOU FEEL WELCOME!! WHEN YOU WANDER THROUGH THE KITCHEN, YOU WILL BE GREETED BY A LARGE FAMILY ROOM AND A SIZEABLE COOKING ISLAND. WHEN YOU STEP OUTSIDE TO THE BACK YARD, YOU WILL ENJOY FRESH AIR AND FREE FROM THE BUGS. THAT IS BECAUSE OF A HUGE SCREENED BACK PORCH WHICH THE OWNER INSTALLED (PERMITTED) FEW YEARS AGO. JUST FEW STEP UP TO THE STAIRS, YOU WILL SEE HUGE MASTER BEDROOM AND OTHER 3 LARGE BEDROOMS. IF YOU EVER LIKE TO HAVE A SECOND MASTER BEDROOM, YOU WILL NOT BE DISAPPOINTED. IT IS THERE!! IF YOU EVER LIKE TO FEEL WARMER DOWNSTAIR AND/OR COOLER UPSTAIR, YOU WILL BE HAPPY TO BE ABLE TO DO SO BY ADJUSTING THE 2 SEPARATED AC SYSTEMS. REST A SURE! THIS 3, 000 SQUARE FEET HOME IS SECURED WITH A BRAND NEW ROOF WHICH WAS INSTALLED BEGINNING THIS YEAR 2024! TRULY, THIS IS A HOME SHOULD NOT BE MISSED!!
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Our Executive Mortgage Banker:
Our Insurance Division:
$515,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $412,000 | $412,000 | $412,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $758 | $758 | $758 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,741 | $2,738 | $3,474 |
Total Monthly Payment | $3,591 | $3,588 | $4,324 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.