Lovely 2 Bedroom/1. 5 Bathroom home near Central Park. This sun-flooded, south-facing corner apartment is in a coveted prewar building in the heart of the Upper West Side. Features include 9ft+ ceilings, well maintained hardwood floors, an eat-in kitchen and graciously scaled rooms. The unique layout offers 3 exposures with windows on all sides (11 in total) and no shared walls with neighbors. This bright and quiet retreat is a happy home with pretty open city views that sparkle at night. Please note, washer/dryers, thru-wall AC and central AC are permitted with Board approval on a case by case basis.
Built in 1925, 130 West 86th Street is an intimate, pet-friendly building with a live-in super. The doormen are on duty each weekday from 7: 00 AM-11: 30 PM, and on weekends from 8: 00 AM-11: 30 PM. The building offers basement storage (each shareholder has a private shelf, dimensions are approximately 50 W x D 48 x H 30), bicycle storage (for a small fee), on-site laundry and a playroom. There are also additional hallway closets available to rent. This central location is only one block from Central Park and is conveniently located near the 1, B, C subway lines, crosstown bus, and all the great restaurants and shops the Upper West Side has to offer. 3% Flip Tax paid by buyer.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,060,000 | $1,060,000 | $1,060,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.500% | 6.375% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.821% | 6.474% | 6.036% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $6,019 | $6,613 | $8,873 |
Total Monthly Payment | $6,144 | $6,738 | $8,998 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.