A fully furnished and turnkey two bedroom, two bathroom home for under $200, 000? Yes, you read that right, and it's just waiting for you to claim it! Upon arrival you are greeted with a full width covered front porch complete with two ceiling fans to help you beat the heat while relaxing outdoors. Inside you'll find the entire home has laminate flooring so it's pet friendly and easy to keep clean. The open concept main living area includes a spacious living room, dining room and a kitchen with a centralized island so you can converse with family and friends while preparing a meal! The owners suite has an ensuite bathroom, and your overnight company will be comfortable in the guest bedroom with an adjacent bathroom. Located in the secluded 55+ community of Saddlebag Lake Resort, where you own the land (no more paying lot rent!), the home backs up to a greenway that leads right to the lake. There's a community boat ramp so you can go fishing or just enjoy boating and being on the water. The low HOA dues covers your water, sewer and trash pick-up, plus use of all the amenities, which includes a sparkling pool, hot tub, tennis, pickle ball and shuffleboard courts, and horse shoe pits for starters. Then there's the rec room, with pool tables, fitness equipment and saunas, and the beach house with it's covered patio and full kitchen that you can reserve at no charge for private parties. You can get to know your neighbors and participate in planned activities at the clubhouse, or take your furry family members to the dog park and become a part of the Ruff Crowd (they meet at 4: 00 every day to let the dogs hang out together!). There truly is something for everyone here, so call today for your private tour before this gem is gone!
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Our Executive Mortgage Banker:
Our Insurance Division:
$180,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $144,000 | $144,000 | $144,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.582% | 7.159% | 6.518% |
Monthly Tax Payment | $54 | $54 | $54 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $982 | $957 | $1,235 |
Total Monthly Payment | $1,111 | $1,086 | $1,364 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.