654 S LOOP Parkway, Saint Augustine, FL, 32095 | $699,000

Stunning Townhome nestled in the center of highy sought after Luxury Palencia Golf Community. This home boasts tall ceilings, crown molding, turn-key maintenance free living, lawn service included in HOA, a first floor master suite with gorgeous french doors overlooking private courtyard. Kitchen has lovely tall cabinetry, granite countertops all open to very spacious family room complete beautiful tile floors and great under stair storage. The family room can be divided into dining and relaxing areas, it also has a beautiful front patio with elegant French Doors. . Laundry room and a half bath also on main floor. Upstairs has a massive open loft, and beautiful balcony, a space for future kitchenette or wet-bar and two well proportioned bedrooms that share a full bath, these bedrooms overlook the courtyard. A wonderful separate apartment is located above the garage, this space includes a full bath, it can be a work from home office, or an apartment or more space for entertaining.

Features

  • Amenities: Clubhouse, Fitness Center, Gated, Golf Course, Maintenance Grounds, Park, Playground, Tennis Court(s)
  • Bedrooms: 4
  • Baths: 3 full / 1 half
  • Laundry: Lower Level
  • Style: Traditional
  • Year Built: 2005
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 3,002
  • Acreage: 0.09
  • Est. Taxes: $9,118
  • HOA Fee: $125 Annually
  • Elem. School: Palencia
  • Middle School: Pacetti Bay
  • High School: Allen D. Nease
  • Appliances: Dishwasher, Disposal, Double Oven, Electric Oven, Gas Cooktop, Microwave
  • MLS#: 2050918
  • Days on Market: 76 days
  • Website: https://www.raveis.com
    /prop/2050918/654sloopparkway_saintaugustine_fl?source=qrflyer
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888.699.8876

Contact@raveis.com

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

654 S LOOP Parkway, Saint Augustine, FL, 32095

$699,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $559,200 $559,200 $559,200
Term 360 months 360 months 180 months
Initial Interest Rate** 7.125% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.456% 7.171% 6.276%
Monthly Tax Payment $760 $760 $760
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,767 $3,717 $4,716
Total Monthly Payment $4,619 $4,569 $5,568

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.