New Price!"Twin Orchards" is a totally re-designed, sophisticated home that sits high above the banks of Loomis Creek in the Churchtown section of Claverack. The property is situated between acres of apple orchards and open farmland. Approach the property from the gravel driveway next to the tall pines and enter the private, outdoor courtyard which leads you to the front door and into the spacious foyer with custom cabinetry. From there, you enter a sun-filled, large great room with soaring ceilings and French doors which open to the expansive back yard with southern views of the creek and endless apple orchards. There is plenty of room for a swimming pool. The large cook's kitchen with Fisher-Paykel appliances features 2'' Caesarstone concrete countertops and lots of storage with open shelving and French, open-wire cabinets. The views from the kitchen are magical 0ff the kitchen is the large dining room with 20' ceiling and an additional sitting room/den. The hall way leads you to the powder room and then to the private, primary bedroom wing which features ample closets, a sitting area and ensuite bathroom - all with windows facing south and east to capture light, creek, and orchard views. Upstairs is all about options: an open loft den or home office space and two light-filled bedrooms overlooking Loomis Creek and the Orchards. Each has plenty of closet space. The spacious, tiled, bathroom has a deep, Kohler tub and a double-sink. Twin Orchards is a light, bright and turn-key home with forever views, a few minutes from Klocke Estates, Churchtown Dairy, Morningstar Farms and just 10 minutes from downtown Hudson and Amtrak.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $780,000 | $780,000 | $780,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.750% | 6.500% | 6.000% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.844% | 6.597% | 6.158% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,552 | $4,930 | $6,582 |
Total Monthly Payment | $4,644 | $5,022 | $6,674 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.