Well maintained 4 bedroom, 2 full bath Cape with 1 car under garage. Close to Crystal Lake and located at the end of a quiet cul-de-sac. The main level features a large fireplaced living room that leads to the country kitchen with newer custom oak cabinets. Off the kitchen, is an addition that is bright and open with 2 large bay windows and hardwood floors. Currently used as a formal dining room, it can also be a great room for entertaining. Two bedrooms and a full bath complete the first floor. Upstairs are two additional bedrooms and a full bath with walk-in shower and custom tile. The lower level walkout leads to a large covered patio and private backyard. There is plenty of extra room on the lower level either in the partially finished rec areas or unfinished areas, all with their own heat sources. Updates include recently refinished hardwood floors and 200amp service with generator hookup. The mini split upstairs needs servicing per seller. Note: appliances, except over the range microwave have been removed and seller is not planning to replace them. Town card drawing notes the addition, but seller states the square footage reported does not reflect it. Dining room table, chairs and hutch can be negotiated for purchase.
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | Hardwood Floor | 11.5 x 11.5 | Main |
Bedroom 2 | Wall/Wall Carpet | 12.0 x 15.0 | Upper |
Bedroom 3 | Wall/Wall Carpet | 12.0 x 12.0 | Upper |
Dining Room | Bay/Bow Window,Balcony/Deck,Hardwood Floor | 13.5 x 19.8 | Main |
Full Bath | Tub w/Shower,Tile Floor | Main | |
Full Bath | Remodeled,Stall Shower,Tile Floor | Upper | |
Kitchen | Remodeled,Eating Space,Laminate Floor | 12.0 x 12.0 | Main |
Living Room | Bay/Bow Window,Fireplace,Hardwood Floor | 11.5 x 17.0 | Main |
Primary Bedroom | Hardwood Floor | 13.6 x 11.5 | Main |
Rec/Play Room | Lower |
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $258,000 | $258,000 | $258,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.775% | 6.790% | 6.034% |
Monthly Tax Payment | $415 | $415 | $415 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,760 | $1,652 | $2,142 |
Total Monthly Payment | $2,250 | $2,142 | $2,632 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.