This 3-bedroom, 3-bath St. Johns plan features a large bonus room with French doors that could easily be repurposed into a fourth bedroom with adjacent full bath. Built by Riverside Homes in 2020, this open layout boasts tall ceilings offering plenty of natural light. White 60'' custom kitchen cabinets are enhanced with granite countertops, Bosch appliances, double wall ovens, microwave drawer, and large island with bar stool seating for comfy gatherings. Flooring is ceramic tile in main living areas, with carpeted bedrooms. Coffered and trey ceilings add elegant touches to the home. Screened-in rear porch with cascading sliding glass doors encourages outdoor living. The spacious three-car garage, plus a wall of built-in cabinets in the mud room, make for great extra storage. Encompassing the award-winning Tom Fazio 18-hole golf course and championship quality tennis courts, you will enjoy year-round resort-style living in the highly coveted Amelia National Golf & Country Club community. Living within the gates of this exclusive community includes access to the luxurious 25, 000 square foot clubhouse that offers pro shop, fine dining and special events for its residents. The large luxurious pool with cabana and upscale fitness center with on-site personal trainer make the resort lifestyle a reality. Close to shopping, schools, and restaurants.
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$635,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $508,000 | $508,000 | $508,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $513 | $513 | $513 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,422 | $3,376 | $4,284 |
Total Monthly Payment | $4,027 | $3,981 | $4,889 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.