Move-in-ready, 4/2 home with a fabulous floor plan ready to be cherished by a new owner. There is a transferable Home Choice Home Warranty paid through 01/2029 w/only a $65 trip fee. Don't miss the Supplement Section w/ list of recent home improvements. Bonus there is no dwelling behind this lot. The adjacent parcel has a driveway to a riverfront home. You will love the fiber-cement siding, high ceilings, extra moldings, energy efficient, triple or double paned windows, & yard well with irrigation. The eat-in kitchen has an oversized pantry closet, tile backsplash, & a rolling island w/ granite countertop. There is a corner, wood burning fireplace and French doors to the rear patio. The front living room would make a fabulous home office. There is a double sink vanity in the primary bath, separate shower & garden tub, a water closet, a spacious walk-in closet and a separate linen closet. There are multiple storage options in garage & a yard shed w/power. NEW ROOF W/ ACCEPTABLE OFFER. 3637 SHAWNEE SHORES DR. RECENT IMPROVEMENTS/INFORMATION ***Home Choice Warranty Transferrable and Expires January 2029*** (Service Fee Only $65) 2024 Improvements " Fresh Interior Paint " New Exterior Doorknobs & Locks " Exterior Ring Motion Cameras (Some with solar. All with rechargeable batteries except for the hardwired driveway, lighted, motion activated camera. ) " New Plumbing Under Sinks " Primary Bath Vanity Cabinet Painted " New Toilets " New Garage Door Opener w/ exterior keypad entry " New Blinds Primary Bedroom " New Primary Bedroom Bifold Closet Doors " Primary Bedroom Closet Ceiling patched from prior attic access. " Primary Bedroom Wall patched from having a hole with a TV connected to cable in bath linen closet. 2023 Improvements " New Cementous Exterior Siding all sides " Fresh Exterior Paint " Installed LVP Flooring of highest quality: Waterproof w/ 6mm underlayment (Owner took tile sample from home to have best color match available for abutting hall tile). " New Solid Surface Countertops in Kitchen " New Kitchen Sink " New Garbage Disposal " Rolling island w/ granite countertop (wheels hidden) " Kitchen Cabinets painted " 6" Baseboards installed " New Guest Bath Vanity with Granite Countertop (Note left drawer for aesthetics only and not functional due to builder design of corner location of vanity. Drawer can be glued or screwed shut. ) " Replaced front & back exterior doors " Installed Preservation Hurricane triple pane, double hung, vinyl windows on all large windows with transferable lifetime guarantee " New Gorilla Storage Rack Installed in Garage 2022 Improvements " Installed Lowes double paned, vinyl windows on smaller interior windows with transferable warranty. " New interior A/C unit 2021 Improvements " New Well Pump for lawn irrigation, which significantly lowers water/sewer bill. (Note: It is connected to an in-ground sprinkler system for front and rear yard. Extra hoses are left for convenience to run well water easily to front yard when adding landscape or washing vehicle etc. They can be removed and rolled up if desired. Hoses are not a part of the inground irrigation system. ) 2020 Improvements " Installed New Garage Cabinets for extra storage.
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William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $347,200 | $347,200 | $347,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $242 | $242 | $242 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,310 | $2,308 | $2,977 |
Total Monthly Payment | $2,627 | $2,625 | $3,294 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.