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120 Lake Shore Road, Putnam Valley, NY, 10579 | $685,000
Welcome to your Lakefront Oasis! This beautiful home offers an abundance of natural light and privacy on a spacious lot. The main floor seamlessly connects the kitchen, dining, and living areas, with a cozy wood burning fireplace overlooking the deck and the serene lake. There's also a formal dining room and formal living room for entertaining guests. Upstairs, you'll find the primary bedroom with an en-suite full bathroom, while two additional bedrooms share an full bathroom and office space. The lower level is perfect for entertaining with a cozy pellet stove that will keep you warm in the colder months. Recent updates include a 2-year-old roof, ensuring peace of mind for years to come and new railroad ties. Outside, you'll find multiple outdoor areas to enjoy, including a deck, grill, fire pit, and lakefront dock. Living on the lake is all about relaxing and entertaining, and this home provides the perfect setting to do just that. Whether you prefer kayaking, or canoeing, you can do it all from your own waterfront dock. This lovingly maintained waterfront home is ready for you to move right in and start enjoying the peaceful lake life. So come on in and make yourself at home! Additional Information: HeatingFuel: Oil Above Ground, ParkingFeatures: 2 Car Attached,
Features
- Rooms: 9
- Bedrooms: 3
- Baths: 2 full / 1 half
- Laundry: Inside
- Style: Colonial
- Year Built: 1996
- Heating: Oil, Baseboard
- Cooling: Wall/Window Unit(s)
- Basement: Finished
- Approx Sq. Feet: 2,650
- Acreage: 0.84
- Est. Taxes: $18,673
- Lot Desc: Sprinklers In Front, Sprinklers In Rear, Views
- View: Lake, Water
- Water Front: Yes
- Elem. School: Putnam Valley Elementary School
- Middle School: Putnam Valley Middle School
- High School: Putnam Valley High School
- School District: Putnam Valley
- Appliances: Stainless Steel Appliance(s), Electric Water Heater
- MLS#: H6331044
- Days on Market: 44 days
- Website: https://www.raveis.com
/prop/H6331044/120lakeshoreroad_putnamvalley_ny?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
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- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Sarah DeFlorioVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1880936
347.223.0992
Sarah.DeFlorio@Raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
120 Lake Shore Road, Putnam Valley, NY, 10579
$685,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Sarah DeFlorio
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $548,000 | $548,000 | $548,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
| Monthly Tax Payment | $1,556 | $1,556 | $1,556 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,692 | $3,642 | $4,621 |
| Total Monthly Payment | $5,340 | $5,290 | $6,269 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535