Nestled on a tranquil street in Enfield, this charming residence at 259 Pearl St offers a perfect blend of comfort, convenience, and versatility. With 4 bedrooms, one and a half bathrooms, and a host of desirable features, this home presents an ideal opportunity for those seeking a cozy retreat with ample space for customization. Step inside to discover the timeless beauty of hardwood flooring that graces the main level. The spacious kitchen boasts stainless steel appliances, offering both style and functionality for meal preparation and gatherings with loved ones. The living room is adorned with a bay window that bathes the space in natural light, creating a bright and welcoming atmosphere. A fireplace adds a touch of charm and coziness, perfect for relaxing evenings at home. The convenience of one level living presents itself with one of the 4 bedrooms being on the main level. The partially finished basement offers additional living space, providing endless possibilities to suit your lifestyle. With its versatile layout, this space can be customized to meet your unique needs and preferences. A 1-car under-house garage provides convenient parking and storage space, while the level lot offers endless opportunities for outdoor enjoyment & relaxation. Whether you envision a lush garden, outdoor dining area, or recreational space, the backyard serves as a blank canvas waiting for your personal touch. Updates to this home include a BRAND NEW boiler installed in 2023.
Type | Level |
---|---|
Bedroom 1 | Upper |
Bedroom 2 | Upper |
Bedroom 3 | Upper |
Dining Room | Main |
Living Room | Main |
Primary Bedroom | Upper |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $223,920 | $223,920 | $223,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.582% | 7.171% | 6.518% |
Monthly Tax Payment | $513 | $513 | $513 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,528 | $1,488 | $1,920 |
Total Monthly Payment | $2,116 | $2,076 | $2,508 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.