One or more photo(s) has been virtually staged. SPECIAL OFFER! THE SELLER IS THRILLED TO OFFER AN INCREDIBLE INCENTIVE: 12 MONTHS OF CONDO FEES COMPLETELY COVERED FOR THE BUYER AT CLOSING! THAT’S RIGHT—ENJOY A FULL YEAR OF MAINTENANCE-FREE LIVING WITH NO CONDO FEE EXPENSES. DON’T MISS THIS AMAZING OPPORTUNITY! Welcome to this stunning waterfront condo in PGI (Punta Gorda Isles), ideally situated in one of the area's most sought-after neighborhoods. Featuring 2 bedrooms, a versatile den/office that can double as a third bedroom for guests, 2 full bathrooms, and a private one-car 12x24 detached garage, this residence offers 1, 782 square feet of air-conditioned luxury. Step inside via the building's elevator to this beautiful second-floor condo with an inviting open-concept design. The kitchen boasts wood cabinetry, granite countertops, a pantry, a breakfast bar, tray ceiling, plenty of counter and storage space, and a built-in wine rack above the refrigerator. It flows seamlessly into the spacious Great Room, which features high ceilings and sliding glass doors that open to the enclosed lanai. From the lanai, take in captivating views of the boat-lined canal, as well as a heated pool area complete with a jacuzzi for ultimate relaxation. The lanai is fitted with windows and hurricane shutters, providing additional security. This condo also offers a dedicated dining area and convenient in-unit laundry. The spacious master suite features a double tray ceiling, a walk-in closet, an additional double closet, and a private bathroom with dual sinks, a walk-in shower, abundant storage, and a scenic water view. The sizable second bedroom is complemented by a guest bathroom with a tub/shower combo and granite vanity. The laundry area includes a washer, dryer, sink, cabinetry, and a closet with the air handler, water heater, and additional storage. Additional highlights of this condo include, crown molding, decorative door trim, an 8x10 grand foyer, plantation shutters, and impact-resistant windows. The ROOF was replaced in 2022. The LITTLE HARBOR community provides a heated pool and spa, spacious patio areas, and paver driveways and walkways. With only 12 residences, this charming community is centrally located near golf courses, Fishermen's Village, historic downtown Punta Gorda, shopping, dining, medical facilities, waterfront parks, boat ramps, fishing piers, walking and biking paths, art galleries, and various events. Don’t miss out on the chance to make this beautiful, spacious condo your own in a truly wonderful community! Seller will consider any reasonable offer.
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $318,222 | $318,222 | $318,222 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $578 | $578 | $578 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,144 | $2,115 | $2,684 |
Total Monthly Payment | $2,797 | $2,768 | $3,337 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.