In Longleaf Ridge at On Top of the World, Ocala’s Premier 55+ gated, active community, you’ll find this beautiful 2021 Livingston model Smart home chalk full of upgrades. The home has a split floorplan with 2-bedrooms, 2-bathrooms plus a flex room, and a 2-car garage with an additional golf cart space. It features luxury vinyl plank flooring throughout the home with tray ceilings, crown moldings, recessed lights and 52” ceiling fans in both the great room and the master bedroom; you’ll love the gorgeous gourmet kitchen that offers staggered cabinets, stainless appliances with a gas range, large center island with 50/50 sink, garbage disposal and Quartz countertops; huge master bedroom with walk-in closet; master bath with a oversized frameless glass shower area, quartz vanity countertop with dual sinks; comfort height toilets in both bathrooms; cabinets and a separate sink were added in the laundry room; paver driveway, and back sidewalk; and the garage and lanai have epoxy floor coating. Smart features-Alexa voice activated controls, and the thermostat, lights and garage door can all be operated through an app on your smart phone. HOA fee includes, garbage, internet, lawn service, and landscaping plus all recreation facilities, pools, dog park, tennis and pickleball courts. Full range of amenities can be found on On Top of the World's website.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $299,760 | $299,760 | $299,760 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $296 | $296 | $296 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,070 | $2,020 | $2,550 |
Total Monthly Payment | $2,441 | $2,391 | $2,921 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.