Welcome to this beautiful Clifton model completed in 2023 in the sought after 55+ community of JB Ranch. With 1, 853 square feet of living space this 2/2 also features a flex room which can easily be used as a 3rd bedroom, office, den, or crafting space. The freshly painted interior offers an open concept which seamlessly connects the expansive great room, dining space and chef's kitchen complete with wood cabinetry, stainless appliances including a Frigidaire Gallery refrigerator, a huge center island, granite counters and a large walk-in pantry. It's the perfect layout for entertaining family and friends. The primary bedroom has TWO large walk-in closets and en suite bath with a double vanity with granite top, glass walk in shower, linen closet and separate water closet. Spacious lanai overlooks private backyard with no neighbors behind. Inside laundry room features Speed Queen front loading washer and dryer with pedestals. Upgraded lights, ceiling fans, two-inch blinds and designer draperies throughout. JB Ranch offers a vibrant community lifestyle with amenities including a zero-entry pool, fitness center, pickleball courts, clubhouse and a list of activities published monthly. The $215 monthly fee covers yard care and garbage pickup, ensuring a low maintenance living experience. Conveniently located near shops, restaurants, and medical. This truly move in ready home is a rare find in a welcoming community. Schedule your private showing today!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $254,000 | $254,000 | $254,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $32 | $32 | $32 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,690 | $1,688 | $2,178 |
Total Monthly Payment | $1,797 | $1,795 | $2,285 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.