Welcome to this charming 3-bedroom, 2-bathroom raised ranch, perfectly situated in a peaceful neighborhood just a short walk from Colchester center. This home features numerous thoughtful upgrades that ensure comfort and convenience throughout. Step inside to discover a beautifully reconfigured kitchen, complete with new appliances, stunning granite countertops, and a stylish tile backsplash. The new LVP flooring enhances the kitchen's modern appeal, while both bathrooms have been fully remodeled, including the upstairs bathroom with its new exhaust fan featuring Bluetooth capability. (Shower concert) The inviting finished basement offers additional living space, with wall-to-wall carpeting and a new sliding door leading directly to the backyard, making it ideal for gatherings or a cozy retreat. Outdoors, enjoy the newly upgraded upper deck with composite flooring, perfect for entertaining under the hardtop gazebo adorned with netting, curtains and fans. Recent improvements include a new furnace with a tankless hot water system, upgraded 200 Amp electrical service, and a brand-new roof, all completed in 2020. The driveway was newly paved in 2020 and resealed in September 2022. The fully fenced well manicured backyard provides privacy and security, with convenient gates on both sides. This delightful raised ranch is the perfect blend of modern comforts and serene living. Don't miss your chance to make this beautiful home yours!
Type | Description | Level |
---|---|---|
Bedroom 1 | Hardwood Floor | Main |
Bedroom 2 | Hardwood Floor | Main |
Dining Room | Hardwood Floor | Main |
Family Room | Sliders | Lower |
Kitchen | Main | |
Living Room | Bay/Bow Window,Hardwood Floor | Main |
Primary Bedroom | Hardwood Floor | Main |
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William Raveis Real Estate
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $280,000 | $280,000 | $280,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $403 | $403 | $403 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,863 | $1,861 | $2,401 |
Total Monthly Payment | $2,341 | $2,339 | $2,879 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.