Nestled in the highly sought after community of Whaley's Creek in beautiful Saint Cloud, this stunning home features a bright, open floor plan that’s bathed in natural light. With 3 spacious bedrooms, 2 full bathrooms, and an additional den/bonus room that could easily serve as a 4th bedroom, home office, playroom, or guest suite the possibilities are endless! The home boasts elegant ceramic tile flooring throughout the main living areas, adding a touch of sophistication. The open kitchen is a chef's dream, featuring a stylish backsplash, granite countertops, modern light cabinetry, stainless steel appliances, a spacious pantry, and a large island. The open concept design allows the home's chef to stay connected with family and friends, creating a perfect space for everyday living and entertaining, with a culinary experience fit for a Michelin-worthy meal. The primary suite is privately located at the rear of the home, offering a peaceful retreat. It features ample space and a double hung window that provides serene views of the backyard and conservation area. The primary bathroom offers dual vanity sinks, a walk-in shower and linen closet. Moving towards the front of the home, you'll find two additional bedrooms and a full bathroom, providing comfortable accommodations for family or guests. The conveniently located laundry room, complete with garage access, ensures ease and functionality. Whaley's Creek offers a wealth of amenities, including a clubhouse with a large community pool, a playground, and scenic pond views within a pet friendly environment. Don't miss this opportunity to make this remarkable home yours! Ideally situated in the heart of St. Cloud, with easy access to Florida’s Turnpike, HWY192, you'll enjoy convenient proximity to shopping, dining, Lake Nona's Medical City, the new VA Hospital, Orlando International Airport. Additionally, stunning beaches are just a short drive away, enhancing your vibrant Florida lifestyle. You’ll love calling this place home. Schedule your appointment today!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $320,000 | $320,000 | $320,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.055% | 6.256% |
Monthly Tax Payment | $282 | $282 | $282 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,129 | $2,102 | $2,699 |
Total Monthly Payment | $2,486 | $2,459 | $3,056 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.