Elegant Essex Colonial in the Coveted Lang Farm Neighborhood! Discover your dream home in the highly sought-after Lang Farm neighborhood, where tranquility meets modern living. This stately colonial, nestled on a quiet street, offers an inviting blend of classic charm and contemporary updates. Boasting new hardwood floors, this spacious home features an open floor plan that seamlessly connects the living, dining, and kitchen areas, perfect for entertaining and family gatherings. With four generous bedrooms and 3. 5 baths, including two bedrooms with en suite baths, there's plenty of space for everyone to enjoy privacy and comfort. A bonus room on the second floor can function as a fifth bedroom or office space. The updated kitchen is a chef's delight, equipped with modern appliances and ample counter space, making meal prep a breeze. Step outside to your private backyard oasis, complete with a deck and awning—ideal for summer barbecues and relaxing evenings. The mature trees and beautifully landscaped surroundings create a serene retreat right at home. The large basement offers endless possibilities for storage, a home gym, or a playroom, catering to your lifestyle needs. The basement is also plumbed for an additional bathroom. Situated just minutes from shopping, dining, and outdoor recreation, this home combines convenience with the beauty of suburban living. Don’t miss your chance to own this exceptional property in a premier location.
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Our Executive Mortgage Banker:
Our Insurance Division:
$829,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $663,200 | $663,200 | $663,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.375% | 6.250% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.769% | 6.348% | 5.911% |
Monthly Tax Payment | $994 | $994 | $994 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,714 | $4,083 | $5,507 |
Total Monthly Payment | $4,800 | $5,169 | $6,593 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.