Immerse yourself in Olde Florida in this charming mid century modern country retreat where life is easy with no HOAs & low taxes. This is a rare opportunity to be one fence over from Palencia Club neighborhood. This stylish upgraded home is move in ready and exudes southern charm with it’s open plan living space, stone fireplace and high ceilings and it was fully upgraded in 2024! Bring your boats, RVs, trailers and a large workshop with separate driveways to each one. *BEST PRICED HOME IN STOKES LANDING / PALENCIA IN OPEN RURAL ZONE!* 2024 UPGRADES: ROOF, AC, ELECTRIC, BATHROOM FIXTURES & VANITIES, WATER SOFTENER, PAINTED INSIDE AND OUTSIDE, PATIO REDESIGN WITH FIREPIT & BAR, PRETTY GARDEN BEDS AND FRUIT TREES. This hip 3 bedroom, 2 full bath home has separate oversized laundry room, convenient built in shelves, spacious bedrooms, an extra flex/office space and primary suite has an oversized walk in closet. VA and FHA loans are Zero money down with Downpayment Fully PAID! Convenient large separate laundry room has lots of storage and cabinets as it was a kitchen. Owner's suite has large walk in closet. Home has central air and heat in addition to window units. This lot has a SF double wide mobile home with a large ground level addition that is wood frame with open plan kitchen and family room with stone fireplace that is wood burning and lots of built in storage for your convenience. Laundry room is a huge room as it was formerly a kitchen before the addition. Kitchen has breakfast bar and separate dining area. Lot is in Flood Zone but never flooded and is high and dry. Open Rural zoning allows farm animals and all vehicle storage. There are 3 driveways for easy storage access for RVs, Boats or work vehicles. Separate Shed with AC and electric is currently a wood shop.
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Our Executive Mortgage Banker:
Our Insurance Division:
$299,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $239,200 | $239,200 | $239,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $116 | $116 | $116 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,652 | $1,612 | $2,035 |
Total Monthly Payment | $1,843 | $1,803 | $2,226 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.