Beautiful home located conveniently to shopping and dining this home features main floor living in the Beechwood Place community. As you enter the home you are greeted with a formal living room or sitting room that could easily be designated as a home office, and a large formal dining room. This is truly a split floor plan, the primary bedroom with on suite has a large double vanity, jetted tub, stand-alone shower, and walk in closet to one side of the home. Bedrooms two, three, and flex room to the other side of the home, separated by a large great room with vaulted ceilings, gas log fireplace, and spacious kitchen. One of the main floor bedrooms has access to the full bath perfect for guest. This home could easily be used as a four bedroom with the large flex room above the garage. Plenty of space without giving up a bedroom for an office. The kitchen is complete with a breakfast area, and counter height peninsula where you can add additional seating, it also features stainless steel appliances. Full size laundry room off the two-car garage. Perfect for entertaining outside as it is situated on over an acre lot, with a huge deck, fire pit, shed, and fully fenced. Home is prewired with a security system and has an irrigation system. If you are looking for convenient, main floor living, over an acre, and NO HOA this is your house!
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William Raveis Real Estate
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VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $363,200 | $363,200 | $363,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $112 | $112 | $112 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,478 | $2,414 | $3,063 |
Total Monthly Payment | $2,665 | $2,601 | $3,250 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.