This home is so much bigger than it looks on the outside. As you enter the home there is a spacious living room with fireplace. This leads to a formal dining room and well equipped kitchen. Beyond these two rooms is an addition that will be the heart of your home. Pleasant in all seasons, this room is large enough for a crowd yet cozy enough to curl up with a good book or just take an afternoon nap. You will spend most of your time in this room. All 3 bedrooms are very good sized and each contains closet and storage space. The house has hardwood floors throughout and loads of windows for natural light. In addition to the Main floor space is a lower level space finished which can be used as extra living space, entertainment area or office. Loads of possibilities. Fireplace in lower level is decorative only but very realistic! The yard is private and useable and the location of the house is great. Within waking distance to shops, restaurants, library, pool, bus lines and community facilities. Don't miss out on this one! ****Highest and Best submitted by Thursday, Oct 17, 3 pm****
Type | Dimensions | Level |
---|---|---|
Bedroom 1 | Main | |
Bedroom 2 | Main | |
Dining Room | Main | |
Family Room | 12.0 x 24.0 | Main |
Living Room | Main | |
Primary Bedroom | Main |
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Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $239,920 | $239,920 | $239,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.582% | 7.171% | 6.518% |
Monthly Tax Payment | $490 | $490 | $490 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,637 | $1,595 | $2,057 |
Total Monthly Payment | $2,202 | $2,160 | $2,622 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.