Under contract-accepting backup offers. Property was flooded for the first time ever by Hurricane Helene. Remediation was completed very quickly. No further damage was done by Hurricane Milton. All receptacles have been replaced. Electric, AC, hot water heater functioning and new pool pump installed after Hurricane Helene for $3000, functioning prior to Hurricane Milton. Property is being sold AS IS. Solar Panels are fully paid for. Dock power has not been turned on since storm. Majority of photos were taken prior to the storm.
Public remarks prior to flooding:
This is a well-maintained, recently renovated waterfront home with pool in Yacht Club Estates. Great curb appeal with 2012 Spanish Tile roof, full-size 2-car garage, new circular paver driveway, automatic sprinkler systems (reclaimed water) and landscape lighting. Located at the end of a cul-de-sac and within walking/biking distance to both downtown and the beaches, this home has wide canal water views with 78 feet of waterfront. A new seawall cap was completed in September with additional rip wrap for extra protection. There is a large dock with dual boat lifts (6, 000lbs. & 12, 000 lbs. ). The pool is a custom PebbleTec salt water pool with a propane-heated spa, recently resurfaced and remotely controllable. A spacious paver deck surrounds the pool. Recent renovations include addition of a covered back porch Lanai that runs the entire length of the home. There are new Impact windows and sliders throughout the home, which has an open floor plan, large dining area, and water views from all living spaces. Open kitchen with granite counters, stainless steel appliances, lots of cabinets and large breakfast bar. Primary bedroom with waterfront view, french doors opening to the pool, large closet, and a small flex room that could be used as an office, walk-in closet, puppy room or nursery. Primary bath recently renovated with spacious walk-in shower, pebble tile design with bench and niche. Double vanities and a soaking tub. The guest rooms are good sized with ample closet space. Guest bath has been renovated with a walk-in tile shower, glass doors, new vanity, and fully automatic, Toto Bidet toilet. The laundry room is inside the home and oversized. The home also features Solar with 26 kwh of Tesla Powerwalls for whole-home backup power and off–grid living. All systems are in great shape, including a 2024 water heater, 2020 AC unit, and 2012 Spanish tile roof. This home is in excellent condition and move-in ready.
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,000,000 | $1,000,000 | $1,000,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.500% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.254% | 6.636% | 6.559% |
Monthly Tax Payment | $891 | $891 | $891 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $6,239 | $6,321 | $8,643 |
Total Monthly Payment | $7,255 | $7,337 | $9,659 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.