20926 Ragan LANE, Land O Lakes, FL, 34638 | $1,300,000

**WELCOME TO LAKESIDE VILLAS** Gorgeous Lakefront property situated on 1. 63 acres on Big Lake Thomas in Land O’Lakes, Florida. Rare opportunity to live the "LAKE-LIFE" on a 185 acre, fully recreational lake that is 40 feet deep with clear water that has a pristine sandy bottom. The custom built Cedar Post & Beam home is 2962 heated square feet of superior architecture! Classic ideal amounts of natural light peacefully beams throughout the great room, dining area and the second floor due to the perfectly placed windows that adorn the lakeside of the home. From the large lakeside deck you enter the home through French doors and immediately are astounded by the stunning 30' majestic wood beam ceilings. The view from the comfy great room is picturesque. Touting the matured manicured lawn to the lake. The rare stone Rumford Fireplace is the centerpiece of the living area. The large dine-in kitchen has stainless steel appliances that include a double oven, gas stove, separate large ice maker and large walk-in pantry. The kitchen also includes a single sink prep area . The kitchen has a large amount of solid wood cabinet space. From the living area easily stroll up the custom built suspended hardwood staircase to the large upstairs master suite that is complete with Classic French doors lead out to the balcony for those "wake in the morning perfect view of your lake" and those "moonlight nights" The master bathroom has a large walk-in closet, double vanity, large walk-in shower and claw foot bathtub. The extra bonus bedroom also has a full bath with an extended view of the lake! The home has a large two car garage. The fully automatic 20KW Generac generator with a 1000-gal propane tank is quiet and will provide power to the whole house automatically for weeks. There is a 1250 square foot detached garage that is used as a workshop but could be used as an additional garage or converted into a guest house. Included on the property is a newer built 12’ x 13’ x 42’ RV shelter with a 15’ x 20’ foot wood shed. Yard is well manicured with many different plants, flowers, large shady live oaks, queen palm trees and citrus. Property is on a dead end road, fully fenced with an electric gate. Prime location !! Come take a stroll down to the lake and swim in the gorgeous sparkling fresh water, then launch your boat from the metal covered boat house and enjoy that sunset cruise. This lake is perfect for wakesurfing, Wakeboarding, skiing, fishing, tubing , etc etc, . Bonus ** The dock comes with a cleaning station, its own fresh water supply, a 24 foot boat lift and a jet ski lift. To maintain safe boat entry, according to water level, one section is a 10x10 floating deck. Just minutes to local schools, shopping, concerts, football, restaurants, plus only 27 miles to the Tampa International Airport and 22 miles to downtown Tampa! Bring your family and friends and enjoy the "Lake-Life" because multi-generational memories are waiting at the LAKE!

Features

  • Rooms: 3
  • Bedrooms: 3
  • Baths: 3 full
  • Laundry: Laundry Room
  • Year Built: 1998
  • Garage: 4-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,962
  • Acreage: 1.63
  • Est. Taxes: $3,968
  • Appliances: Built-In Oven, Convection Oven, Cooktop, Dishwasher, Ice Maker, Range, Range Hood, Refrigerator
  • MLS#: P4932336
  • Days on Market: 44 days
  • Website: https://www.raveis.com
    /eprop/P4932336/20926raganlane_landolakes_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/23/2024 6:17:07 PM)
Listing courtesy of FLORIDA HOMES REALTY & MORTGAGE   Phone: 904-996-9144

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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20926 Ragan LANE, Land O Lakes, FL, 34638

$1,300,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $1,040,000 $1,040,000 $1,040,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.625% 6.625% 6.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.282% 6.762% 6.036%
Monthly Tax Payment $331 $331 $331
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $6,659 $6,659 $9,131
Total Monthly Payment $7,115 $7,115 $9,587

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.