Delightful 2 Bedroom, 2 Bathroom POOL HOME with Office (converted Garage) located in the heart of Port Charlotte. This home is NOT in a designated flood zone. ***ROOF is 2 YEARS OLD*** This home offers a Living Room, well equipped Kitchen with white cabinetry and wood floor, Dining Room with wood floor, Office with A/C wall unit, Porch, Inside Laundry. The Kitchen offers a refrigerator, oven/range, dishwasher, pantry closet, double sink, counter microwave and pass thru to the Porch. The spacious Master Bedroom suite features a walk in closet and private bathroom with a walk in shower. The second Bedroom (currently used as a Den) has a walk in closet and the guest Bathroom has a tub/shower combo. There is a 19x10 rear porch with laminated windows. Cool off in your 20x12 inground screened pool. This home is minutes from shopping, dining, entertainment, I-75. It is 12 minutes from the Port Charlotte Beach Complex, 11 minutes to Port Charlotte Town Center Mall, 12 minutes to historic downtown Punta Gorda and 13 minutes to Charlotte Sports Park, spring training home to the Tampa Bay Rays. This home is perfect for a year round home, winter residence or investment property!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $174,000 | $174,000 | $174,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.563% | 7.159% | 6.276% |
Monthly Tax Payment | $99 | $99 | $99 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,158 | $1,156 | $1,467 |
Total Monthly Payment | $1,332 | $1,330 | $1,641 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.